How To Borrow Load In TM?
In the Philippines, having mobile load is essential for staying connected with family, friends, and work. However, there are times when your TM (Touch Mobile) load runs out, and you urgently need to make calls, send texts, or access the internet. This is where the “Borrow Load” service comes in. Borrowing load from TM allows you to temporarily get credit from the network provider, which you can pay back on your next top-up. In this guide, you’ll learn exactly how to borrow load in TM Philippines, including step-by-step instructions, eligibility, fees, and alternatives.
Guide To Borrow Load In TM Philippines
TM, a popular mobile service in the Philippines, offers a convenient Borrow Load feature. It is officially known as “Load Advance” or “Emergency Load,” and it lets you get a specific amount of load even when your balance is insufficient. This is especially useful during emergencies when you cannot immediately purchase load. Here are some methods for the TM users to borrow load.
Method 1: Using TM USSD Codes
- Open your phone’s dialer.
- Dial
*143#and press the call button. - Choose the option for “Load Services” or “Borrow Load.”
- Select the amount you want to borrow.
- Confirm your request.
- TM will send a confirmation SMS showing your borrowed load and the repayment amount.
Method 2: Through TM App
- Download and install the official TM app from the Google Play Store or Apple App Store.
- Open the app and log in with your TM number.
- Navigate to the “Load Services” section.
- Tap on “Borrow Load”.
- Select your desired amount.
- Confirm the transaction.
- You will receive a notification with the borrowed load details.
Method 3: SMS Code
- Open your Messages app.
- Type
UTANGand send it to3737. - You will receive a confirmation message with the borrowed load details.
Method 4: Using TM Hotline or Customer Service
- Call TM customer service at 808 (TM users) from your mobile.
- Request a load advance.
- Provide any necessary verification details.
- Customer service will approve the borrowed load and send you a confirmation SMS.
Tips For Borrowing Load Safely
- Only borrow what you need to avoid high repayment costs.
- Ensure your next top-up can cover the borrowed load plus service fee.
- Avoid multiple borrowings in a short period to prevent service restriction.
- Keep your TM app updated to access the latest load offers and promotions.
Common Issues and How To Resolve Them
| Issue | Solution |
|---|---|
| Borrow Load Request Denied | Check if your account is eligible; ensure you’ve been active for at least 30 days. |
| Not Receiving Borrowed Load | Confirm via TM app or SMS; contact customer service if delay exceeds 30 minutes. |
| Next Top-Up Deduction Error | Keep proof of your top-up; report the issue to TM support immediately. |
- You may also easily get help from https //tm.com.ph/sim registration
Alternatives To Borrow Load
If TM Borrow Load isn’t available, you can try these options:
- Load Transfer: Friends or family can send you load via TM’s load transfer service.
- Online Wallets: Platforms like GCash allow you to pay bills or send credits instantly.
- Retail Outlets: Nearby convenience stores or cellphone shops offer TM load top-ups.
Who Can Borrow Load
- Active TM prepaid subscribers
- Users with at least 30 days of service
- Subscribers who have previously loaded a minimum amount (e.g., PHP 50) within the last 30 days
How Borrow Load Works
- You request a load advance from TM.
- TM sends you the load instantly.
- Your next top-up automatically deducts the borrowed amount plus a small service fee.
- You can continue using your phone without interruption until repayment.
Borrow Load Amounts and Fees
TM provides different load amounts depending on your usage and subscription history. Typical amounts include:
| Borrowed Load | Service Fee | Total Deduction on Next Top-Up |
|---|---|---|
| PHP 5 | PHP 1 | PHP 6 |
| PHP 10 | PHP 2 | PHP 12 |
| PHP 20 | PHP 4 | PHP 24 |
| PHP 50 | PHP 5 | PHP 55 |
Tip: Choose the smallest amount necessary to minimize repayment and fees.
Frequently Asked Questions
How do i borrow load in TM Philippines?
You can borrow load by dialing *143#, using the TM app, sending UTANG to 3737, or calling TM customer service. Select the amount and confirm to receive instant load.
How much can i borrow from TM?
TM allows borrowing amounts like PHP 5, PHP 10, PHP 20, and PHP 50. The exact limit depends on your account activity and previous top-ups.
How do i pay back borrowed load in TM?
Repayment is automatic. The next time you top up, TM deducts the borrowed amount plus the service fee from your balance.
Can i borrow load more than once in TM?
Yes, but it depends on your account history and whether your previous borrowed load has been repaid.
Is there a fee for borrowing load in TM?
Yes, TM charges a small service fee, usually ranging from PHP 1 to PHP 5 depending on the borrowed load.
What happens if i cannot pay back borrowed load?
If repayment fails, your next top-ups will first deduct the owed amount. Continued non-payment may restrict access to further borrowings until settled.
Can i borrow load using tm app?
Yes, the official TM app allows you to borrow load easily, check your borrowed amount, and monitor repayment.
Borrowing load in TM Philippines is a convenient and quick solution for emergencies when you run out of mobile credit. By understanding eligibility, using the proper USSD codes, TM app, SMS method, or customer service, you can ensure uninterrupted communication. Always borrow responsibly and plan your next top-up to cover repayments. With these steps, you’ll never be caught off-guard without mobile load again.
